When it comes down to it, no matter how frugal you are, if you’re not making enough money to cover your expenses, your money isn’t going to work for you the way you need it to. The thing is, you can only cut expenses so far. Bottom line is that you need more income.

I do have a few tips for how to make the income-expense gap larger:

Every few months, check your subscriptions. Did you start a free trial and forget to cancel? Is there a service you only use seasonally?
Don’t cancel things you get joy and happiness from. It’s not worth the hit in quality of life.
Negotiate for a raise, start a side hustle, or pick up a couple extra shifts
Your best negotiating position comes right before getting hired somewhere - job hopping is actually great for your career!

We cover ALL of this in the “Get Your Finance Sh*t Together” self-study course at confidentmoneypodcast.com!

Join our community at confidentmoneypodcast.com where we’ll share tips and resources, and you can suggest topics for future episodes.

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Music credit: Neon Fairies by Wolves

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DISCLAIMER:

I am not a financial advisor and this is not financial advice. My podcast is for educational purposes and is my personal opinion only. To make the best financial decision for your situation, please do your own research and if needed, seek the advice of a fee-based, fiduciary.